5 Benefits of Getting Car Financing at Your CDJR Dealer

If you’re purchasing a new car or truck and you don’t have quite enough cash to pay the full purchase price upfront, you’ll likely want to finance the vehicle. Car financing can be handled through a local bank or through the dealership you’re buying from. There are a lot of reasons why arranging financing through your CDJR dealer is the best approach.

It Saves You Time

Financing your vehicle at the dealership is the more convenient option. Once you’ve finished picking out your next vehicle and negotiating a great price, you can jump right into the financing process without leaving the lot. This gets you behind the wheel faster, and you will probably be able to drive home your new vehicle the same day.

It Gives You More Flexibility

When you’re financing through a dealership, you can focus on picking out the perfect vehicle for your needs. You won’t need to worry about whether the dealership you end up buying from is in your bank’s lending network. And you won’t need to commit ahead of time to buying a specific model, which some banks ask you to do to obtain preapproval for a loan. Financing through the dealership gives you the most flexibility as you shop.

It Can Save You Money

Dealerships are often able to offer you the lowest rates on vehicle financing. Some dealers even offer zero percent financing to customers with especially good credit. You may also be able to take advantage of cash rebates and other promotional incentives being offered by vehicle manufacturers through the local dealership. 

If Offers You More Support

Are you a first-time buyer? Are you anxious about navigating the financing process yourself? When you finance through a dealership, you’ll be able to keep working with the same team of professionals who helped you select the vehicle. The financing team at your dealership can walk you through the process, answering your questions and helping you arrange the perfect financing package for your lifestyle and budget.

It May Help You Get a Longer Term

If you want to spread out your loan payments over a longer term, the dealership is often your best option. Stretching your repayments out over a longer period of time usually lowers your monthly payment, which most consumers find helpful from a budgeting standpoint. Dealerships are more likely to offer a financing package with a longer term.

Arranging auto financing through your local dealership is a smart consumer decision. Dealership financing gives you greater flexibility and saves you time and money. When you’re ready to purchase your next car or truck, contact us at Randy Marion CDJR in Wilkesboro, NC!

Tags: cdjr dealer wilkesboro nc, financing, pre-approvals
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